Boat Insurance Surveyors in West Palm Beach

Every seasoned mariner knows that vessel insurance is required before the hull even touches the water. Unfortunately, all too many first-time boatowners are blindsided with this. Most assume that if it doesn’t drive on the roads, it doesn’t need insurance. Boats are no different than trucks, cars, and motorcycles when it comes to having an insurance policy. It’s even more shocking to novice owners that every insurance carrier requires an inspection before they will write a policy. This inspection cannot be performed by the mechanic at the local marine. It must be performed by a certified marine survey company or the insurance company will not accept the findings. The survey is quite detailed, and provides an in-depth report of the entire vessel, including all the systems. This report is then provided to the potential insurance company. Only after receiving the evaluation are they able to decide regarding coverage amounts and costs. The professional inspectors at Simex Marine Surveyors offer complete survey inspections for marine insurance carriers.

Palm Beach Insurance Inspections for Yacht Coverage

When buying a vessel, everyone wants to haggle to get the lowest possible purchase price, however; when getting an insurance policy for the boat, they want it to be insurance for the highest amount it can be valued at. It’s normal to want to see that you made an incredible deal that’s actually written down on paper. This is a validation of your negotiating skills. In all reality, the vessel simply cannot appraise higher than its true value. Therefore, the insurance companies insist upon certified professionals doing the inspection. Simex Marine Surveyors are certified to provide marine survey services for the purpose of gaining insurance coverage.

Marine Surveys for Insurance Inspections in West Palm Beach

Of course, there’s another time that a professional insurance survey must be performed for the carrier. That is when a vessel gets damaged in an accident or by a storm or fire. Nobody ever wants to think of such things, but they do happen. The damage survey is extremely detailed and will provide the company with a list of every bit of damage caused by the incident. This will ensure that the owner receives a fair and honest payout for repairs. Simex Marine Surveyors provide complete marine insurance surveys throughout South Florida.

South Florida Damage Surveys

Simex Marine Surveyors is the “go to” company for mariners of all experience levels. They offer pre-purchase inspections, customs surveys, and damage inspections in West Palm Beach and Fort Lauderdale. Call 954-854-8181 to speak with a marine surveyor today!